I received this message in an email this morning. I did this for Elise and myself a few months back and opted us out forever:
The four major credit bureaus in the US are allowed to release your credit info, mailing addresses, phone numbers, etc., to anyone who requests it. If you would like to ‘opt out’ of this release of your info, you can call 1-888-567-8688. It only takes a couple of minutes to do. Once the message starts you’ll want option #2 and then option #3 – Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever.
My parents taught me that your name is all that you have. For a year now, I have been working hard on getting Elise’s and my credit reports in tip top shape. Elise did a little onside recognisance for me and found out that I’m only 4 points away from having an ‘Excellent’ credit score. From what I’ve heard and read, there aren’t that many out there who have and excellent rating in our debt-based economy.
Now that we’re married, I’m going to order our credit reports once a year to ensure that we’re doing well. Last year it only cost $7 per report. That’s a really small price to pay to protect your name. Here’s a list of the three major credit bureaus. I used Experian last year. This year I think I’ll order through Equifax.